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  • Author(s):
    Wei Sun, Teresa Ghilarducci, Karen Richman, Gia Barboza
    Abstract:

    Explains social and economic reasons for Latinos’ retirement insecurity, consequences of Latinos’ low pension participation rates and recommendations for policies to bolster Latinos’ security in old age. Based on analysis of national data from Survey of Income and Program Participation and Health and Retirement Survey and focus group study of Latino workers and retirees in Chicago.

    Date Created:
    2008-06-01
    Record Visibility:
    Public
    Resource Type
    Report
  • Author(s):
    Wei Sun, Karen Richman, Gia Barboza
    Abstract:

    Explains how the shift in workers’ retirement funding from defined benefit pensions to defined contribution plans places undue burden on participants’ financial literacy. Latinos’ low financial literacy contributes to lower participation rates and “off-brand” uses of defined contribution savings plans. Recommends policies to bolster Latinos’ financial literacy and retirement security. Based on Survey of Income Program Participants (SIPP) and Health and Retirement Sur…

    Date Created:
    2007-01-01
    Record Visibility:
    Public
    Resource Type
    Report